Financial Tools for Everyday Decisions
Whether you're buying a house, negotiating a salary, planning a budget, or converting crypto — having the right calculator at hand saves time and prevents costly mistakes.
Here's a guide to our most useful financial tools.
Mortgage Calculator
Our Mortgage Calculator gives you a complete breakdown:
- Monthly payment based on loan amount, interest rate, and term
- Amortization schedule showing principal vs interest over time
- Total interest paid over the life of the loan
- Early payoff scenarios — see how extra payments save you money
Example
| Loan | Rate | Term | Monthly Payment | Total Interest |
|---|---|---|---|---|
| €200,000 | 3.5% | 25 years | €1,001 | €100,360 |
| €200,000 | 3.5% | 20 years | €1,160 | €78,356 |
| €200,000 | 3.5% | 15 years | €1,430 | €57,358 |
Shortening your term by 5 years saves over €20,000 in interest.
Salary Calculator
The Salary Calculator converts between:
- Gross to net — see your take-home pay after taxes and deductions
- Annual ↔ Monthly ↔ Hourly — compare different salary formats
- Employer cost — what you actually cost your company
Useful when negotiating a raise, comparing job offers, or switching from freelance to full-time.
Loan Calculator
Beyond mortgages, the Loan Calculator handles:
- Personal loans
- Car loans
- Student loans
- Any fixed-rate amortizing loan
Enter the amount, rate, and term — get your monthly payment instantly.
Crypto Converter
The Crypto Converter provides real-time conversions:
- Bitcoin, Ethereum, and 50+ cryptocurrencies
- Live prices from CoinGecko API
- Convert between crypto and fiat (EUR, USD, GBP)
- Historical price reference
Budget Planner
The Budget Planner helps you:
- Track income vs expenses by category
- Visualize spending with charts
- Set savings goals
- Identify areas to cut costs
Based on the 50/30/20 rule: 50% needs, 30% wants, 20% savings.
Expense Splitter
Going on a trip with friends? The Expense Splitter calculates:
- Who paid what
- Who owes whom
- Minimum number of transfers to settle up
- Support for unequal splits
All Financial Tools
| Tool | What It Does |
|---|---|
| Mortgage Calculator | Monthly payments + amortization |
| Salary Calculator | Gross/net + hourly/monthly/annual |
| Loan Calculator | Any fixed-rate loan breakdown |
| Crypto Converter | Real-time crypto ↔ fiat rates |
| Budget Planner | Income vs expenses tracking |
| Expense Splitter | Split bills with friends |
All tools are free, require no signup, and work in your browser. Try the Mortgage Calculator to get started.