Use country presets (France, US, UK) to auto-fill average market rates for your region?

Use country presets (France, US, UK) to auto-fill average market rates for your region.

Compare French vs. Linear amortization: French has constant payments, Linear pays less total interest.

Early repayments can either reduce your remaining duration or lower your monthly payment — try both to see what saves more?

Early repayments can either reduce your remaining duration or lower your monthly payment — try both to see what saves more.

Professional loan amortization calculator with charts and multi-format export

Generate a complete loan amortization schedule with charts, insurance, and multi-format export — all calculated in your browser.

1Enter the loan amount, annual interest rate, and duration in years.
2Optionally add insurance rate and select the amortization type (French constant payment or Linear constant capital).
3Switch to Advanced mode to configure processing fees, guarantee fees, deferral periods, and rate tiers.
4Review the full schedule in monthly or annual view, with payment breakdown (principal, interest, insurance).
5Simulate early repayments to see interest savings and penalty estimates (IRA).
6Starter+: Export the table to CSV, Excel, or PDF. Upload your own logo for branded PDF exports.

Use country presets (France, US, UK) to auto-fill average market rates for your region.
Compare French vs. Linear amortization: French has constant payments, Linear pays less total interest.
Early repayments can either reduce your remaining duration or lower your monthly payment — try both to see what saves more.
The APR (TAEG) shown includes all fees and insurance, giving you the true cost of the loan.

Free: full calculation, monthly/annual view. Starter+: charts, CSV/Excel/PDF export, custom logo.

OneKitTools TeamUpdated 2.21.4