关于 摊销表
Generate a complete loan amortization schedule with charts, insurance, and multi-format export — all calculated 在浏览器中.
如何使用 摊销表
- 1输入loan amount, annual interest rate, and duration in years。
- 2可选添加 insurance rate and select the amortization type (French constant payment or Linear constant capital).
- 3切换到 Advanced mode to configure processing fees, guarantee fees, deferral periods, and rate tiers.
- 4审查the full schedule in monthly or annual view, with payment breakdown (principal, interest, insurance)。
- 5模拟提前还款以查看利息节省和罚金估算(IRA)。
- 6Starter+: 导出 table to CSV, Excel, or PDF. 上传你的 own logo for branded PDF exports.
提示
- Use country presets (France, US, UK) to auto-fill average market rates 用于你的 region.
- 比较French vs. Linear amortization: French has constant payments, Linear pays less total interest。
- Early repayments can either reduce your remaining duration or lower your 月供 — try both to see what saves more.
- The APR (TAEG) shown includes all fees and insurance, giving you the true cost of the loan.
免费版与付费版限制
免费:full calculation, monthly/annual view。Starter+:charts, CSV/Excel/PDF export, custom logo。
OneKitTools 团队更新于 2.21.4