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摊销表

Professional loan amortization calculator with charts and 多格式 export

关于 摊销表

Generate a complete loan amortization schedule with charts, insurance, and multi-format export — all calculated 在浏览器中.

如何使用 摊销表

  1. 1输入loan amount, annual interest rate, and duration in years。
  2. 2可选添加 insurance rate and select the amortization type (French constant payment or Linear constant capital).
  3. 3切换到 Advanced mode to configure processing fees, guarantee fees, deferral periods, and rate tiers.
  4. 4审查the full schedule in monthly or annual view, with payment breakdown (principal, interest, insurance)。
  5. 5模拟提前还款以查看利息节省和罚金估算(IRA)。
  6. 6Starter+: 导出 table to CSV, Excel, or PDF. 上传你的 own logo for branded PDF exports.

提示

  • Use country presets (France, US, UK) to auto-fill average market rates 用于你的 region.
  • 比较French vs. Linear amortization: French has constant payments, Linear pays less total interest。
  • Early repayments can either reduce your remaining duration or lower your 月供 — try both to see what saves more.
  • The APR (TAEG) shown includes all fees and insurance, giving you the true cost of the loan.

免费版与付费版限制

免费:full calculation, monthly/annual view。Starter+:charts, CSV/Excel/PDF export, custom logo。

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OneKitTools 团队更新于 2.21.4