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复利

计算复利随时间的增长

关于 复利

Visualize the power of compound interest with customizable compounding frequency and monthly contributions — 全部在浏览器中完成.

如何使用 复利

  1. 1输入你的initial principal amount。
  2. 2设置annual interest rate。
  3. 3选择the investment time horizon in years。
  4. 4选择compounding frequency: annually, semi-annually, quarterly, monthly, or daily。
  5. 5可选添加 a monthly contribution to see how regular investing accelerates growth.
  6. 6审查the year-by-year growth table showing balance and cumulative contributions。

提示

  • 更高的复利频率（按日 vs 按年）会带来略高的回报——金额越大，差距越明显。
  • Monthly contributions often matter 超过 initial principal over long time horizons.
  • Use this to compare savings accounts, CDs, or investment projections 并排.

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OneKitTools 团队更新于 2.25.0